Katie Johar leads Americas Captive, Equipment, and Automotive Finance practice for EY. She helps clients adopt modern strategies, technologies, and methods across all aspects of the transformation lifecycle, strategy to execution, to compete in a world where the forces of innovation are transforming financial services at an unprecedented rate. Over the course of her career, in both industry and consulting, she has focused on consumer and dealer lending, both indirect and direct. She regularly leads large-scale transformational initiatives at leading Captive, Automotive, and Equipment finance companies across the country, employing diverse delivery models of global teams across a variety of disciplines.