Andrew Stuart

President and CEO, TD Auto Finance

Andrew Stuart is the President & CEO of TD Auto Finance. In this role, he is responsible for
the overall leadership and strategic direction of the indirect retail and commercial auto
finance business in the U.S.
Andrew joined TD in 2014 and spent six years serving as President and CEO of TD Auto
Finance before accepting a role in Corporate Operations with TD Bank Group, where he
served as U.S. Head of Corporate Transformation and Operations. He was responsible for
operational excellence and transformational change across Corporate Operations and
focused on driving efficiencies across the Corporate functions.

During his previous tenure with TD Auto Finance, Stuart led the development and execution
of the indirect auto financing strategy. He grew the portfolio from $16 billion to $24 billion
while reimagining the way the business operated and navigating numerous transformation
and strategic initiatives.

Prior to joining TD, Andrew spent 22 years with the Volkswagen Group in the U.S. and
Canada. Most recently as President and CEO of VW Credit Inc., responsible for a US$25B
portfolio of retail, lease and commercial loan assets in the US and Canada. He has a broad
automotive sales and lending background, having held a variety of senior roles, including
EVP and CFO VW Credit, Inc., and President, Bentley MotorsUS.

Andrew is currently serving as a member of the Management Committee, TD Bank,
America’s Most Convenient BankĀ® and U.S. Diversity Leadership Chair for TD Bank. Andrew
has been an active member of the American Financial Services Association (AFSA), serving
as past Chair of the Vehicle Finance Board and the AFSA Board.
A Canadian citizen born in Moncton New Brunswick and raised in Halifax, Nova Scotia,
Andrew graduated from Saint Mary’s University with a Bachelor of Commerce degree in
1992. He moved to the U.S. in 1994 and held a number of roles of increasing responsibility
while also completing an MBA at the University of Oregon in 1998. He graduated from the
Advanced Management Program at Harvard Business School in 2021. Andrew became a
U.S. citizen in 2013 and currently resides in Vienna, Virginia with his wife and three children.